Need an appraisal in Manti or Sanpete County?

Here are the top reasons UT homeowners call on Steven Kjar Appraisals & Real Estate:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Sanpete county's assessment of your propertyworth
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Sanpete county or UT

Need help determining the price of your home in or near Manti, UT?
Contact Steven Kjar Appraisals & Real Estate.

At Steven Kjar Appraisals & Real Estate, we understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Steven Kjar Appraisals & Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Steven Kjar Appraisals & Real Estate, we're qualified in helping homeowners just like you dismiss unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Steven Kjar Appraisals & Real Estate is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Steven Kjar Appraisals & Real Estate can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Steven Kjar Appraisals & Real Estate can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Steven Kjar Appraisals & Real Estate can We can assist you. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.